Quick Answer
Fukuoka Bank (福岡銀行) and Nishi-Nippon City Bank (西日本シティ銀行) are the main regional banks. Japan Post Bank at Hakata Central Post Office is the easiest for foreigners. MUFG and SMBC also have Fukuoka branches. For the startup community, Shinsei Bank and online banks like Sony Bank offer English interfaces.
Bank Branches in Fukuoka
| Bank | Location | English | Notes |
|---|---|---|---|
| Japan Post Bank (Hakata Central PO) | Hakata-eki Chuo-gai area | Forms | Easiest for foreigners, all visa types |
| Fukuoka Bank Main Branch | Chuo-ku, Tenjin 2-13-1 | Limited | Largest regional bank in Kyushu |
| Nishi-Nippon City Bank | Hakata-ku, Hakata-ekimae 3-1-1 | Limited | Strong local network, many ATMs |
FAQ
Q: Should I open a Fukuoka Bank account?
A: If you plan to stay in Fukuoka long-term, Fukuoka Bank is useful for rent payments and local services. Many landlords prefer Fukuoka Bank. Japan Post Bank is easier to open initially.
Disclaimer
Bank policies change. Bring residence card, passport, and proof of address.
Last updated: April 2026.