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Guarantor Companies Ranked: Costs, Approval Rates & Tips

Verified: April 2026 | Japan Life Guide

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Quick Answer

Global Trust Networks (GTN) and JID tend to have the highest approval rates for foreign residents. Expect to pay 50-100% of one month's rent initially, plus annual renewal fees of ¥10,000-¥20,000. Having stable employment and a valid visa dramatically improves approval chances.

What Guarantor Companies Do

In Japan, landlords require a guarantor (連帯保証人) who takes financial responsibility if you fail to pay rent. Since most foreigners lack a Japanese guarantor, guarantor companies (保証会社) fill this role for a fee. The agent typically selects which guarantor company to use, though some properties accept multiple options.

Top Guarantor Companies Compared

CompanyInitial FeeRenewalForeigner AcceptanceLanguages
Global Trust Networks50% of 1 mo¥10,000/yrVery HighEN, ZH, KO, VN, NE, ID + more
JID50-80% of 1 mo¥10,000/yrHighJP, EN
Casa50-100% of 1 mo¥10,000/yrMedium-HighJP, EN
Nihon Safety50% of 1 mo¥10,000/yrMediumJP
LICC50-100% of 1 movariesMediumJP

Required Documents for Screening

Residence Card (在留カード) — copy of front and back
Proof of income — payslips (3 months), employment certificate, or tax certificate
Emergency contact in Japan (some accept overseas contacts)
Passport copy (some companies)

Tips to Improve Your Approval Rate

  • Ensure your visa has at least 6 months remaining
  • Have an employment certificate ready (在職証明書)
  • Provide a Japanese phone number, not just a foreign one
  • If self-employed, prepare tax returns and bank statements
  • Ask your agent to submit to GTN or JID first — they specialize in foreign residents

⚠️ Disclaimer

Approval criteria and fees change frequently. The information above is based on publicly available data as of early 2026. Your agent can confirm the latest terms for each guarantor company.

Last updated: April 2026.

※ The information on this site is for reference only. Please confirm procedure details at your local municipal office.

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FAQ

Which guarantor company is best for foreigners in Japan?

Global Trust Networks (GTN) is widely considered the most foreigner-friendly, offering support in 12+ languages and high approval rates. JID is another solid option with good foreigner acceptance rates.

How much does a guarantor company cost?

Typically 50-100% of one month's rent as an initial fee, plus an annual renewal fee of around ¥10,000. The exact amount depends on the company and the property.

Can I choose my own guarantor company?

Usually no — the landlord or property management company designates which guarantor companies are accepted. However, if multiple are accepted, your agent may let you choose.

What to do next →

After this procedure, you typically need these:

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※ The information on this site is for reference only. Please confirm procedure details at your local municipal office.