Opening a Bank Account in Shinjuku — Guide for Foreign Residents
A Japanese bank account is essential for daily life — paying rent, receiving salary, and setting up utility payments. Shinjuku has branches of all major banks, making it convenient to open an account soon after arriving.
| Item | Details |
|---|---|
| Time Required | 30–60 minutes |
| Cost | Free (most banks) |
| Documents | Residence Card, Passport, My Number, Proof of Address |
Step 1: Choose a Bank
Major banks in Shinjuku include MUFG, SMBC (Sumitomo Mitsui), Mizuho, and Japan Post Bank (Yucho). For English support, SMBC Prestia and Sony Bank are popular choices. [PR] Sponsored links may appear for bank comparisons.
Step 2: Gather Required Documents
Bring your Residence Card, Passport, proof of address (utility bill or resident registration certificate), and your My Number notification card if available.
Step 3: Visit a Branch
Visit the bank branch in person. Some banks require an appointment; check online beforehand. Japan Post Bank (Yucho) is often the easiest option for newcomers as they have more flexible requirements.
Step 4: Complete the Application
Fill out the application form, verify your identity, and provide your seal (inkan) or signature. Cash cards are typically mailed within 1–2 weeks.
- ☑ Residence Card
- ☑ Passport
- ☑ My Number notification
- ☑ Proof of address (utility bill or juminhyo)
- ☑ Personal seal (inkan) or signature
Branch Information
Japan Post Bank — Shinjuku Branch
Address: 1-8-8 Nishi-Shinjuku, Shinjuku-ku, Tokyo (Shinjuku Post Office bldg)
Phone: 0120-108-420
Hours: Mon–Fri 9:00–16:00
Source: Japan Post Bank Official Website
Q: Can I open an account if I just arrived in Japan?
Some banks require you to have been in Japan for 6 months before opening an account. Japan Post Bank and some online banks may accept applications from newly arrived residents.
Q: Do I need an inkan (personal seal)?
Many banks now accept signatures instead of inkan. However, having an inkan can simplify various procedures in Japan.
※ The information on this site is for reference only. Please confirm procedure details at your local municipal office.
